About: Insurance Information
The physicians at Union Square Laser Dermatology are specialized dermatologic and laser surgeons; while we diagnose and treat skin cancers, acne and certain vascular conditions such as hemangiomas, we do not practice general dermatology, which includes the diagnosis and treatment of most non-cancerous conditions, such as rashes, allergies or nail problems.
Dr. Chwalek and Dr. Chapas participate in the following insurance plans:
• Blue Cross/Blue Shield
• Great West
• Medicare (including Railroad Medicare)
• United Healthcare (except Oxford and The Empire Plan)
Payment for any deductibles and co-payments is due at the time of service.
For patients seeing Dr. Gmyrek, Dr. MacGregor and Dr. Rosinberg, full payment is due at the time of service, as these physicians do not accept insurance. Our staff will gladly provide the necessary documentation for submitting an insurance claim and any insurance benefits will be paid directly to the patient. Insurance plans vary on their coverage and may provide only partial reimbursement of our fees.
Please note that health insurance plans do not cover procedures that are not medically necessary, which typically includes all cosmetic procedures.
Patients that receive treatments by a physician not participating in their plan will be responsible for full payment at the time of service. For patients that qualify for “out of network” benefits we will either provide the necessary documentation for submitting an “out of network” claim or, if we have the ability to do so electronically, will submit such a claim on their behalf. Health insurance plans vary on their coverage of out of network treatments and may provide only partial reimbursement of our fees.
We do not participate in CareCredit or other healthcare financing programs.
We accept all major credit cards.